I was always thinking to drop by Bank Negara Malaysia to check on my own CCRIS. Due to the traffic jam and other reasons, this matter keep on delaying…
Finally, I paid them a visit last week, after my appointment at KL City.
To my surprise, it only took me about 1 minute to get the report printed from the kiosk!! SO QUICK!!
The Kiosk is just located on the Ground Floor.
All you need to bring along is only a piece of your own Identity Card (IC) and your thumb (for thumb print verification).
That’s it! Simple?!
Luckily, my result is all 000000000000, means PERFECT!
If you see 1,2,3,4….., then you should start to take care of your repayment behavior. Next time must pay on time!
The parking is also very easy, quite a number of parking lots available in front of the office. Not like what others always told us to park at the busy road side. And, I just paid about RM1 (if not mistaken) for the parking fee.
If you are planning to apply for any loan soon or want to check if you have any problems / delay in your repayment track record, I would urge you to spend a bit of time to do this checking, it’s worthwhile!
You can obtain your credit report once in every three months. And, it’s FREE OF CHARGE!
If you are from the Klang Valley, you may obtain the credit report from the Customer Service Centre, Laman Informasi Nasihat dan Khidmat (LINK) of Bank Negara Malaysia (BNM), Head Office at the following address:
BNMLINK & Regional Offices
Ground Floor Block D
Bank Negara Malaysia
Jalan Dato’ Onn
50480 Kuala Lumpur
BNMLINK operates daily from Monday to Friday, 9am – 5pm (including lunch time) except for public holidays.
What is CCRIS?
CCRIS (stands for Central Credit Reference Information System) is a system that collects credit information on borrowers from financial institutions and supplies the information back to them. This is one of the sources of information used by financial institutions to help them establish a view of the credit histories of potential or current borrowers. It is not a blacklist system as perceived by some people.
More Frequently Asked Questions can be found at:-
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